Services
Home Buyers
Let us help you in buying your dream home.
Looking to
Buy Your Dream Home?
Buying a home is one of the biggest investments and financial decisions you can make. While it is a major commitment and responsibility, it is also a very exciting time in your life. I am excited and flattered that I will get to play a part in it and am excited about helping you find your next Chapter in this book of life, whether its your first home, an investment or a vacation home. Count me in on your team!
However, it’s important to keep in mind that home buying is a complicated process. I will be working hard to make sure that everything is as rewarding as possible, guiding you at every step and making sure that your needs and desires are met.
01
Determine Your Financial Comfort Zone
Write down your combined monthly in come and expenses, and determine the maximum monthly mortgage payment that you would be comfortable with. This amount may vary from the amount shown on your pre-approval. You want to make sure to stay within your comfort zone even if your lender approves you for more.
02
Getting Pre-Approved
Getting pre-approved by a lender should be done before we begin looking at homes together. Once you’re pre-approved you will have a better sense of what you can afford. Having a letter of pre-approval in hand is crucial for the outcome of any offer you’ll make on a property. Even better is being pre – qualified, which we can talk about soon.
03
Outline Your Location & Housing Requirements
What neighborhoods would you like to live in and what are your criteria for choosing a home? Create a list that outlines all your housing requirements and the locations you’d like to live in, and then prioritize the items on your list. There are some things that are mandatory and some that are ideal. Remember to be realistic. You might not get 100% of the items you want but it should be close.
04
Let the Search Begin
After you have completed the first three steps we’re ready to begin. I’ll then show you the most promising listings at your earliest convenience.
05
Writing, Presenting & Negotiating an Offer
Once you find a home that you wish to purchase, I will prepare a comparable market analysis to advise you in making an appropriate offer in both price and terms. I’ll guide you through the purchase & sale agreement and all other forms and addendum, and advise you on how to make your offer strong. I will present your offer to the seller and the listing agent and negotiate your terms. Keep in mind I work for you, I am on your team protecting your best interests.
06
Mutual Acceptance
When the parties agree to all terms of the contract it is called Mutual Acceptance. Once we have mutual acceptance, the closing process begins. From this point forward I will manage your contingencies, inspections and coordinate your transaction with the assistance of an Escrow attorney, your lender, and the title company .